Our investors are key to achieving our goal of creating places where everyone feels proud to live.

Centred in Bedford, we own or manage over 19,000 homes across the Oxford to Cambridge corridor and employ around 400 people.

We operate in some of the most expensive housing areas in the country where house prices can reach up to 10 to 12 times the average salary.

96% of our turnover comes from social housing activities.

Read our Half Year Report. For the six months ended 30 September 2019

bpha today (29 November 2019) released its half year financial report results for the six months ended 30 September 2019. The report shows that bpha is continuing to maintain a strong financial performance, with a social housing lettings operating margin of 42.4% (Sept 2018: 42.8%). It also outlines bpha’s sustained investment in new affordable homes having built 410 since the beginning of the financial year, in addition to investing £11.6m in existing assets.

2018/19 Performance at a glance


surplus before tax


(earnings before interest, tax, depreciation and amortisation, major repairs included)


operating margin on social housing lettings

A+ (negative)

credit rating from Standard & Poor's


Regulator of Social Housing viability rating


Regulator of Social Housing governance rating

Investor questions

For any questions, please contact us

Julian Pearce
Chief Financial Officer

Head Office
Bedford Heights
Manton Lane
MK41 7BJ

Gosia Motler
Head of Corporate Finance and Strategy

Head Office
Bedford Heights
Manton Lane
MK41 7BJ