Access to and use of the Documents

The Documents may not be accessed by, are not directed at and may not be viewed by, or distributed to:
(a) persons located or resident in the United States, its possessions or territories or who are U.S. persons (as defined in Regulation S under the Securities Act of 1933, as amended (the Securities Act)); or
(b) persons in any Member State of the European Economic Area (other than the United Kingdom) who are not “qualified investors” within the meaning of Article 2(1)(e) of the Prospectus Directive (2003/71/EC) as amended; or
(c) persons in the United Kingdom that (i) do not have professional experience in matters relating to investments falling within Article 19(5) of the Financial Services and Markets Act 2000 (Financial Promotion) Order 2005 as amended (the Order), (ii) are not high net worth entities falling within article 49(2) of the Order, or (iii) are not persons to whom the Documents may be otherwise lawfully communicated (together, each such person being a Relevant Person); or
(d) any other persons who are not persons to whom the Documents may be otherwise lawfully communicated under the laws of any other jurisdiction.

BY CHECKING THE BOX LABELLED “I agree to the terms above” YOU ARE CERTIFYING THAT (A) YOU ARE NOT LOCATED OR RESIDENT IN THE UNITED STATES, ITS POSSESSIONS OR TERRITORIES AND YOU ARE NOT A U.S. PERSON OR ACTING FOR THE ACCOUNT OR BENEFIT OF A U.S. PERSON; (B) IF YOU ARE IN ANY MEMBER STATE OF THE EUROPEAN ECONOMIC AREA (OTHER THAN THE UNITED KINGDOM), YOU ARE A “QUALIFIED INVESTOR”; (C) IF YOU ARE IN THE UNITED KINGDOM YOU ARE A RELEVANT PERSON; AND (D) YOU ARE A PERSON TO WHOM THE DOCUMENTS MAY BE LAWFULLY COMMUNICATED.

IF YOU CANNOT SO CERTIFY, YOU MUST EXIT THIS PART OF THE WEBSITE.

By checking the box labelled “I agree to the terms above”, you agree to keep confidential at all times information contained in the Documents. The Documents are intended for viewing by authorised persons only and may not be published, copied or distributed to any other person. Your access to the Documents may be restricted by applicable law, and you must seek your own advice in relation to and observe any such restrictions.

Access to the Documents is for information purposes only. Nothing in the Documents is, or is to be construed as, an offer of or invitation to subscribe for, underwrite or purchase any securities in any jurisdiction where such offer or invitation would be unlawful.

Nothing in the Documents constitutes an offer of any securities for sale in the United States. The securities referred to in the Documents may not be offered, sold, resold, pledged, delivered, distributed or transferred, directly or indirectly, in or into the United States or to or for the account or benefit of U.S. persons (as defined in Regulation S under the Securities Act). It is not intended that any securities referred to in the Documents or any guarantee in respect thereof will be registered under the Securities Act or any U.S. State securities laws. Securities in bearer form are subject to U.S. tax law requirements.

The Documents speak only as at the date thereof. None of bpha Finance plc, bpha Limited and any of their subsidiaries or affiliates has any duty to maintain or update any of the Documents. Each of bpha Finance plc, bpha Limited may, however, in its sole discretion remove or make changes to the Documents, or discontinue access to the Documents entirely, at any time.

The Documents do not purport to provide any financial, investment, tax, accounting or legal advice or recommendation. Before you enter into any transaction in relation to any securities referred to in the Documents, you should obtain your own independent advice from your professional accounting, legal, regulatory, tax or other advisers.

Unauthorised use of the Documents including, but not limited to, unauthorised entry or misuse of any of the Documents is strictly prohibited.

bpha Finance plc will collect your personal details, comprising of your name and e-mail address, to fulfil our afore stated legal obligations. Personal details will be held for a period of one year.

By checking the box labelled “I agree to the terms above”, your acknowledgement shall have the same force and validity as a paper copy of an agreement setting out these Terms and Conditions that has been manually signed, or otherwise duly executed, by you or on your behalf and delivered. These Terms and Conditions and any non-contractual obligations arising out of or in conjunction with them will be governed by, and construed in accordance with, English law. The English courts will have jurisdiction to settle any disputes which may arise out of or in connection with these Terms and Conditions.

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